In a decreasing term policy, what happens to the face amount over time?

In a decreasing term policy, the face amount is specifically designed to decrease over time until it reaches zero at the end of the term. This type of insurance is often used to cover financial obligations that decrease over time, such as a mortgage or other debts. As the insured's liability decreases, so does the death benefit. This feature provides a more affordable premium compared to level term policies where the face amount remains constant throughout the term. The fundamental principle of a decreasing term policy is to align the coverage with the diminishing financial responsibilities of the insured.