What does a family protection package typically offer?

A family protection package generally includes full insurance coverage for all family members, which provides a comprehensive safety net for the entire household. This type of package often comes with conversion options, allowing families to adapt their coverage as needs change over time.

Offering coverage for all family members is vital for financial security, especially in cases where unexpected events occur. The inclusion of conversion options is significant because it gives families the flexibility to convert their insurance to a different plan or coverage level as circumstances evolve, ensuring that they aren’t left without protection in the future.

This holistic approach is what makes option B the standout choice for what a family protection package typically entails. It emphasizes the importance of providing complete coverage, whereas the other options either limit the coverage to specific individuals, restrict it to temporary measures, or focus solely on covering specific liabilities like mortgages.