Which of the following is NOT a function of the Commissioner?

The correct answer highlights that the function of writing insurance laws is not a role of the Commissioner. Instead, the Commissioner's primary responsibilities include enforcing existing insurance laws, regulating the practices within the insurance industry, and protecting consumer interests. The Commissioner operates within the framework established by legislative bodies, which create and enact the laws governing the insurance industry.

While the Commissioner plays a crucial role in ensuring compliance with these laws and may provide input or recommendations for improvements based on industry best practices or emerging trends, the actual process of writing and passing laws is typically reserved for state legislators. This distinction clarifies the delineation of responsibilities between legislative action and regulatory enforcement.