Who is responsible for writing insurance laws?

The Legislature is responsible for writing insurance laws. This body consists of elected representatives who create, amend, and repeal laws governing various aspects of society, including insurance. These laws ensure that the insurance industry operates within a framework that protects consumers, maintains market integrity, and regulates insurance providers.

The Governor may sign bills into law or veto them, but they do not have the authority to create legislation independently. The Courts interpret laws and resolve disputes, but they do not draft or enact laws. The Public can influence legislation through advocacy or voting but does not directly write laws themselves. Thus, the role of the Legislature is pivotal in the formulation and enactment of insurance laws and regulations.