Who selects the commissioner of insurance in California?

Prepare for the California Life Funeral and Burial Insurance Exam. Utilize our flashcards and multiple choice questions, each with hints and explanations. Be ready to excel in your exam!

The correct answer is that the commissioner of insurance in California is selected by the governor. The governor appoints the commissioner, who then oversees the California Department of Insurance and is responsible for regulating the insurance industry in the state.

This process allows the governor to choose someone who aligns with their administration’s policies and priorities regarding insurance regulation and consumer protection. The commissioner serves a critical role in ensuring that insurance companies comply with state laws and that consumers are treated fairly.

While the state legislature plays a role in creating laws that govern insurance practices and can influence the regulatory landscape, they do not have the authority to select the commissioner. Similarly, citizens of California do not directly elect the commissioner; instead, they rely on the governor to appoint an individual to this position. The Department of Insurance itself does not select the commissioner, as it is a regulatory body that operates under the commissioner's oversight.

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